Terms and Conditions of Use
These terms govern your use of tarqenova.com and our consultation services in Australia. Please review them carefully before continuing to use the site or interacting with our team, as they outline your rights and responsibilities.
Last updated: October 5, 2025
Acceptance of terms
By accessing our website or requesting our services, you confirm that you agree to these terms and our privacy standards. If you do not accept them, please refrain from using tarqenova.com or providing information to our team. Continued use indicates acceptance of all rules and updates.
Definitions
Definitions below clarify terms that may appear throughout the Terms and Conditions.
'Service' means analytical reviews and personal consultations provided by our team via tarqenova.com or related channels.
'User' refers to any individual accessing the site or communicating with tarqenova.com regarding consultations.
'Personal information' describes identifying or contact data you share during the inquiry or consultation process.
'Content' covers all site materials including articles, emails, communications, reports, and messages shared with you.
Service usage and scope
Our service is designed exclusively for Australian residents 18 years or older seeking neutral financial recommendations. All content is informational only and not a substitute for professional advice.
Eligibility
You must be at least 18 years old and a resident of Australia to request our services or access client-only areas. We may ask for reasonable proof of eligibility.
Services unavailable to anyone under 18.
User obligations
Using this site or our services requires you to comply with the following responsibilities at all times.
Prohibited uses
You must not misuse this site or our services. Prohibited uses include, but are not limited to:
Intellectual property rights
All content, branding, and materials on tarqenova.com are owned or licensed by us. Users are not permitted to copy, modify, distribute, or republish any part of our content without prior written consent. Violations may result in legal action.
User contributions
By sending us feedback or content, you grant permission to use and respond for service improvement, but your details remain confidential unless written consent is received.
Rights regarding your content
You may request modification or removal of your feedback or user-submitted materials. We respect your rights and handle requests promptly.
Protecting your privacy
Your privacy is fundamental to our business. Review our privacy policy for details on information management, use, and rights. By using the service, you agree to our information practices.
Privacy policyLimitations and disclaimers
Our service provides analytical financial recommendations only. No guarantees or assurances are offered regarding outcomes. Results may vary.
Important notes
Past performance doesn’t guarantee future results. Do not base decisions solely on our recommendations.
Liability is limited
We are not liable for loss or damage resulting from use of our services, unless required otherwise by Australian law.
Indemnification
You agree to indemnify us against claims and losses resulting from your use or misuse of the site or services.
Resolving disputes
We encourage direct contact to resolve concerns before seeking external remedies.
Arbitration
Disputes not settled informally may be referred to arbitration as permitted by Australian law.
Legal rights remain unchanged where not permitted by law.
Online dispute resolution
Australian consumers may use local and government-provided complaint services for unresolved disputes.
Australian Government ODR InfoSeverability
If a provision is found invalid, the remainder remains enforceable. Invalid terms are replaced with valid ones as needed.
Entire agreement
These terms form the complete agreement between users and tarqenova.com. No other statements or agreements apply.
Applicable law and jurisdiction
All matters are governed by Australian law and heard in relevant courts where needed.
Termination
We may suspend or terminate access to our services at our discretion for violations of these terms or unlawful behaviour. Users may discontinue at any time.
Updates
We may revise these terms as laws or business needs evolve. Updates are effective upon posting.
Contact details for questions
For questions about these terms, please get in touch:
Email address: content@tarqenova.com
Phone: +61 8 2324 9373
Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia
Effective date: October 5, 2025
Version: 1.2